Elma Watkins was born in Lodge Road,
Christ Church.  She was educated at Water
Street Girls’ School in the same parish.

On leaving school, Elma moved to Montrose,
Christ Church and worked as a shopkeeper until retirement.  She married Gordon Watkins and had no
children.  Elma, however, had one child,
now deceased, from a previous relationship.

An Anglican, Mrs. Watkins was a member of
Christ Church Parish Church.

Brother Cleveland Taylor described his
sister, a patient at the St. Michael Geriatric Hospital, as a very friendly
person who enjoyed interacting with family and friends.